CrowdProperty is a specialist property peer-to-peer lending platform facilitating loans between private individuals and UK professional property businesses. Actual property development and investment experience lies at the heart of the business meaning hands-on, expertise-led due diligence and loan monitoring. Lending is focused on the SME property developer market, a key segment for supplying much needed UK housing stock, which is poorly and inefficiently served by traditional funding sources. CrowdProperty is authorised and regulated by the FCA and is an HMRC approved ISA manager.

P2PFA Representative: Mike Bristow, CEO & Co-Founder

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Crowdstacker is an FCA regulated Peer to Peer lending platform that allows people to become lenders to great British businesses via bonds, loan notes and peer to peer loans. We were one of the first P2P platforms to provide the new Innovative Finance ISA (IFISA), and as a fully HMRC approved ISA manager we  offer exclusive Innovative Finance ISA investment opportunities.

P2PFA Representative: Karteek Patel

Folk 2 Folk Lending


Folk2Folk offers simple and straightforward secured business loans for UK businesses looking for interest only finance. We match business borrowers to investors looking for a good return using property or land as a security. Folk2Folk is one of the only P2P finance companies with high-street branches having lent over £220m since launching in 2013. Folk2Folk also is fully authorised by the FCA.

P2PFA Representative: Giles Cross, Chief Executive Officer

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Funding Circle

Funding Circle is the UK’s largest and world leading online marketplace for business loans. Funding Circle enables individuals and organisations to directly lend to creditworthy small businesses, sidestepping the banks and supporting the core of the economy. Since launching Funding Circle has helped businesses borrow more than £1 billion in the UK; investors include 45,000 individuals, the Government-backed British Business Bank, local councils, Huddersfield University and a number of financial institutions

P2PFA Representative: James Meekings Co-founder


Landbay launched in 2014 with a mission to create a simple savings alternative. Lenders can benefit from the resilient UK residential buy-to-let market from just £100 and monthly interest is paid our via Fixed and Tracker rates. Borrowers get fast, rational decisions and competitive mortgage rates. Risk mitigation includes auto-diversification of savings, stringent lending criteria, partnerships with leading brokers and the Landbay Protection Fund

P2PFA Representative: John Goodall, Co-founder and CEO

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Lending Works

Lending Works is an online marketplace for lenders and borrowers, offering great returns to lenders and low cost, flexible personal loans to borrowers. By cutting out the large financial institution in the middle, both receive a much better deal. Lending Works is the only peer-to-peer lending platform which has insured against the risk of borrower default, fraud and cybercrime in order to provide market leading lender protection.

P2PFA Representative: Nick Harding CEO

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ThinCats is a leading alternative finance provider founded in 2011 in the aftermath of the global financial crisis with the aim of offering funding to SMEs severely constrained by the lack of bank finance, whilst providing investors with attractive potential returns. ThinCats specialises in secured loans to growing and ambitious SMEs from £100k up to £15m. ThinCats combines strong institutional backing with access to  diverse and substantial  pools of funding to lend against assets and cashflows.

P2PFA representative: John Mould, Chief Executive, ESF Capital

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Zopa created peer-to-peer lending back in 2005 & is Europe’s largest P2P lending business. Zopa has lent more than £1.2bnm & returned over £60m in interest to its lenders. Zopa has over a 2% market share in UK personal loans & has helped over 250k consumers get a better deal on their money. So far, over 60k lenders have trusted us with their money to earn great returns & over 150k sensible borrowers are currently using us to get a low-cost loan. Zopa is a founding member of the P2PFA.

P2PFA Representative: Giles Andrews Executive Chairman